Music hi, I'm Derek Nam, and I'm a PS GE student working with Cece Global Solutions. One in three Millennials would be open to switching banks in the next 90 days. 46 percent of the national income will be earned by the Millennials in 2020, and 81 percent of Millennials would rather access their accounts via computer than actually visiting a branch. That's why it's important for us to understand Millennials' bank preferences. Therefore, we interviewed Millennials to see what they thought. "It has not affected my opinion on banks negatively or positively. In hindsight, I definitely am a little suspicious, but it's not gonna deter me from using eBay. I think that after the financial crisis of 2008, I've definitely been more worried about my money. So I'll consider it twice before investing it and so I'll look more into my bank. It hasn't influenced my own bank. I started thinking about it after then. I'm particularly old-fashioned, so I prefer to go to the bank and see a teller. I usually use my mobile device to do my bank checking and stuff like that. I prefer to do most of my banking online, although I do still go to an ATM for cash withdrawals. I do any banking. I like mobile banking. I think that works a lot better than going to the store. Yeah, I usually use it a lot because it's what's most frequently used between my peers or in my university and such things. I do not cash or cheque or wire transfers. Those are the extent of my electronic banking. For other transactions, I do not tend to use mobile banking services. I'm primarily a desktop user. When it comes to online payments, I use Venmo easily ten times a month." "What's definitely branches, because I...
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